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Share Accounts

• Share Account (Savings $5.00 minimum balance)
• Minimum account balance required for membership         
• Dividends paid monthly on average daily balance of $25.00 or more
• Direct deposit or payroll deduction available                                             
  
  
• Share Draft Account (Checking No minimum balance)
• NO monthly service charge
• NO limit on number of checks written
• Direct deposit or payroll deduction available.
  
  
• Power Package Share Draft Account (Checking No minimum balance)
• $5.00 monthly service charge
• Click here for more information
  
  
• Money Market Account ($10,000.00 minimum balance)
• Dividends paid monthly on average daily balance of $25.00 or more. You may withdraw funds at anytime without penalty or loss of dividends earned. If balance drops below $10,000 the account reverts to a regular share rate.
• Rates increase at higher plateaus ($10,000.00, $50,000.00, $100,000.00)
• Direct deposit or payroll deduction available.
• No more than six(6) transfers and/or withdrawals in any month. Exceeding this limit will result in a $25 fee and subject to account closure.

Club Accounts

• Christmas Club Account
• You may start an account anytime during the year.
• $10.00 initial minimum deposit required.
• Payroll deduction.
• Direct Deposit.
• $500.00 maximum deposit per month.
• Dividend paid monthly. Quarterly statement furnished.
• Penalty assessed for early withdrawal.
  
  ***Funds will be deposited directly into your
  Share Account (savings) the first week of November.
  SAVE NOW FOR A HAPPIER CHRISTMAS!
  
  
• Vacation Club Account
• You may start an account anytime during the year.
• $10.00 initial minimum deposit required.
• Payroll deduction.
• Direct Deposit.
• $500.00 maximum deposit per month.
• Dividend paid monthly.
• Penalty assessed for early withdrawal.
  
  ***Funds will be deposited into your
  Share Account (savings) the first week of June.

Term Share Accounts

• Term Share Certificates
• Terms available for 6,12,18,24, or 36 months
• Dividends paid monthly
• Penalty assessed for early withdrawal

• IRA Term Share Certificates
• Terms available for 12, 24, or 36 months
• Dividends paid monthly
• Penalty assessed for early withdrawal

Individual Retirement Account (IRA)

• Traditional, Roth and Coverdell IRA's.      
• $100.00 initial minimum deposit required.
• Tax deferred savings.
• No front end charges.
• No service charge.
• Dividend paid monthly.